Team Lowe's "When Jimmie Wins, You Win" Sweepstakes Official Rules

No purchase or obligation necessary. Non-purchase entries and purchase entries have an equal chance of winning.

TO ENTER: Sweepstakes begins at 12:01 a.m. Eastern Time ("ET") on October 8, 2005 and ends at 11:59 p.m. ET on November 13, 2005 ("the Promotional Period"). An eligible Team Lowe's Consumer Credit Card ("TLCC Card") holder or Lowe's Consumer Credit Card ("LCC Card") holder automatically receives one (1) entry for each of the five weekly drawings. For each single-receipt purchase made in-store or online at www.lowes.com each week with his/her TLCC Card or LCC Card during the Promotional Period, the card holder will receive one additional automatic entry for that week's drawing. Limit one prize per person.

TO ENTER WITHOUT A PURCHASE OR OBLIGATION, complete an official mail-in entry form including name, address, daytime and evening phone numbers, age and e-mail address (optional) obtained at participating Lowe's stores and mail to: TEAM LOWE'S '"WHEN JIMMIE WINS YOU WIN" SWEEPSTAKES, P.O. Box 511363, New Berlin, WI 53151 OR print your name, street address, daytime and evening telephone numbers, age and e-mail address (optional) on a 3" x 5" card and mail to: TEAM LOWE'S '"WHEN JIMMIE WINS YOU WIN" SWEEPSTAKES, P.O. Box 511363, New Berlin, WI 53151. All mail-in entries must be received by October 14, 2005 for Week 1, October 21, 2005 for Week 2, October 28, 2005 for Week 3, November 4, 2005 for Week 4 and November 13, 2005 for Week 5 for entry into each weekly drawing. You may also enter online at www.lowesracing.com by 11:59 ET October 14, 2005 for Week 1, October 21, 2005 for Week 2, October 28, 2005 for Week 3, November 4, 2005 for Week 4 and November 13, 2005 for Week 5. If you have special needs within the meaning of the Americans with Disabilities Act, and require assistance to participate in the program, please call (262) 780-6164. Lowe's Companies, Inc. ("Lowe's") ("Sponsor"), participating retailers, GE Money Bank and GMR Marketing LLC ("GMR"), are not responsible for lost, late, mutilated, postage-due, damaged or misdirected entries or the operation of the sweepstakes. Illegible, incomplete, machine-duplicated, photocopied and reproduced entries are void. Only one online entry at www.lowesracing.com per person/authorized e-mail account holder per day during the promotional time period. You may enter via the mail-in method as often as you would like, however, limit one entry per envelope.

ELIGIBILITY: Entrant must be 18 years of age or older and a legal resident of the 50 United States (including District of Columbia) to be eligible to win. TLCC Card/LCC Card purchases subject to credit approval by GE Money Bank. Void where taxed, restricted or prohibited by law. Employees of Lowe's, participating retailers, GE Company and GMR and affiliates, sales representatives, distributors, and promotion and other vendor agencies involved in the promotion and participating stores, and the immediate family members and households of such employees, are not eligible. Sweepstakes is subject to all federal, state and local laws and regulations.

WEEKLY PRIZE DRAWING DATES: There will be five (5) Weekly Random Drawings from among all eligible entries, with or without purchase, received each week. All transactional weekly entries must be received and qualifying purchases made by 11:59 p.m. EST on Fridays throughout the promotional time period (refer to the schedule below) for Weeks 1-4. All transactional weekly entries must be received and qualifying purchases made by 11:59 p.m. EST on Sunday, November 13, 2005 (refer to the schedule below) for Week 5. Each weekly drawing for Weeks 1-4 will occur approximately seven (7) days following the entry deadline for that Weekly Drawing Entry period. The weekly drawing for Week 5 will occur approximately nine (9) days following the entry deadline for that Weekly Drawing Entry period. All drawings will be conducted in accordance with these Official Rules by GMR Marketing LLC, an independent judging organization whose decisions on all matters related to the Sweepstakes are binding and final. Non-winning entries will NOT be carried over into each subsequent Weekly Drawing. Entrants must visit a participating Lowe's retailer or www.lowes.com and make a single-receipt in-store or online purchase each week with their TLCC Card or LCC Card to receive one (1) additional automatic entry each week for each qualifying purchase. Entries will also be accepted at www.lowesracing.com or via mail-in entry by the entry deadline each week during the Promotional Period. Odds of winning depend on the number of eligible entries received and the number of TLCC Card/LCC Card single-receipt purchases made during the respective weekly drawing dates.

Week (Dates) Entry Deadline Approximate Draw Date
1. (10/8/05-10/14/05) 10/14/2005 10/21/2005
2. (10/15/05-10/21/05) 10/21/2005 10/28/2005
3. (10/22/05-10/28/05) 10/28/2005 11/4/2005
4. (10/29/05-11/4/05) 11/4/2005 11/11/2005
5. (11/5/05-11/13/05) 11/13/2005 11/22/2005

Limit one prize per person.

WEEKLY PRIZES AND APPROXIMATE RETAIL VALUES: One (1) prize to be awarded each week: $4,800 Lowe's Credit. Prize will be awarded in the form of a $4,800 credit to the prize winner's TLCC Card or LCC Card or, in the event the winner does not have a TLCC Card or LCC Card, a $4,800 Lowe's Gift Card will be awarded. Dollar amounts are expressed in U.S. currency. Any taxes on a prize are the sole responsibility of each winner. Prizes are non-transferable and no substitution or cash equivalent is allowed except in Sponsor's sole discretion. Certain conditions and restrictions apply. Sponsor reserves the right to substitute prizes of the same approximate retail value. Prize consists only of items specifically listed as part of the prize. Credits applied to your account as part of the Team Lowe's Credit Program as a result of team winnings can only be used for purchases or services within a Lowe's store or at Lowes.com. In addition, unlike other credit balances on your account, no refunds will be provided to you for any credit balances associated with the Team Lowe's Credit Program, and such credit balances will remain on your account until they are used.

BONUS OPPORTUNITY: If Team Lowe's driver Jimmie Johnson wins the scheduled Cup Series Race in a given week, that week's prize award will be increased to $48,000. The Cup Series Race schedule is as follows: 10/15/05 for Week 1, 10/23/05 for Week 2, 10/30/05 for Week 3, 11/6/05 for Week 4 and 11/13/05 for Week 5. Bonus Prize will be awarded in the form of a $48,000 credit to the prize winner's TLCC Card or LCC Card or, in the event the winner does not have a TLCC Card or LCC Card, a $48,000 Lowe's Gift Card will be awarded and will replace the $4,800 weekly prize. Dollar amounts are expressed in U.S. currency. Any taxes on a prize are the sole responsibility of each winner. Prizes are non-transferable and no substitution or cash equivalent is allowed except in Sponsor's sole discretion. Sponsor reserves the right to substitute prizes of the same approximate retail value. Certain conditions and restrictions apply Prize consists only of items specifically listed as part of the prize. Credits applied to your account as part of the Team Lowe's Credit Program as a result of team winnings can only be used for purchases or services within a Lowe's store or at Lowes.com. In addition, unlike other credit balances on your account, no refunds will be provided to you for any credit balances associated with the Team Lowe's Credit Program, and such credit balances will remain on your account until they are used.

Value of All Prizes to be awarded each week is $4,800 or $48,000, depending on outcome of bonus opportunity. See Bonus Opportunity Section.

WINNERS: The potential weekly winners will be selected in random drawings according to the weekly drawing schedule stated above by GMR Marketing LLC, an independent judging organization whose decisions on all matters relating to the sweepstakes will be binding and final. Potential Weekly Prize winners will be notified weekly by phone, to the telephone number indicated on the entry on or about the business day following the drawing during the promotional time period. If any notification or prize is returned as undeliverable, original winner will forfeit prize in its entirety and an alternate winner will be selected. Potential Weekly Winners will be required to sign an affidavit of eligibility, mutually acceptable liability release and publicity release within seven (7) calendar days after notice is sent or the prize will be forfeited in its entirety and an alternate winner will be selected. Award of prizes and confirmation of winners is contingent upon potential winners' qualification and compliance with all Official Rules. Alternate winners, if needed, will be selected in a similar random drawing from among the remaining eligible entries for the applicable week. All prizes will be fulfilled 6-8 weeks after the conclusion of the Sweepstakes or at the sole discretion of the Sponsor. Except where prohibited, acceptance of a prize constitutes winners' consent that their name, likeness, voice and/or biographical data may be used in any medium for advertising and promotional purposes without limitation and without additional notice, compensation or consent.

RELEASE OF LIABILITY: By entering, entrant agrees to accept and abide by the rules of this sweepstakes and agrees that any dispute with regard to the conduct of this sweepstakes, rule interpretation or award of prize, shall be resolved by GMR Marketing LLC, whose decision shall be binding and final. By participating, entrant agrees to release and hold harmless Lowe's, participating retailers, GE Money Bank and GMR and each of their respective parent companies, affiliates, subsidiaries, service agencies, independent contractors, and the officers, directors, employees, agents and representatives of any of the above organizations from any injury, loss or damage to person, including death or property due in-whole or in-part, directly or indirectly to the acceptance or use/misuse of a prize, participation in any Sweepstakes-related activity, or participation in the Sweepstakes. GE Money Bank is not responsible for the Lowe's When Jimmie Wins, You Win Sweepstakes. Sponsor is not responsible for any typographical or other error in the printing of this offer, administration of the sweepstakes or in the announcement of prizes. In the event the Sponsor is prevented from continuing with this sweepstakes, or the integrity and/or feasibility of the sweepstakes is undermined by any event including but not limited to fire, flood, epidemic, earthquake, explosion, labor dispute or strike, act of God or public enemy, satellite or equipment failure, riot or civil disturbance, war (declared or undeclared), terrorist threat or activity, or any federal, state or local government law, order or regulation, order of any court or jurisdiction, or other cause not reasonably within the Sponsor's control (each a "Force Majeure" event or occurrence), the Sponsor shall have the right, in their sole discretion, to abbreviate, modify, suspend, cancel or terminate the sweepstakes without further obligation. If the Sponsor, in their discretion, elect to abbreviate the sweepstakes as a result of a Force Majeure event, the Sponsor reserves the right, but not the obligation, to award the prize from among all valid and eligible entries received up to the time of such Force Majeure event. All entries are the property of the Sponsor and are not returnable.

WINNERS LIST: For a list of winners, send a self-addressed, stamped envelope postmarked by December 1, 2005 and received by December 8, 2005 to: Team Lowe's "When Jimmie Wins, You Win" Sweepstakes Winners List, 5000 South Towne Drive, New Berlin, WI 53151.

SPONSOR: The sweepstakes is sponsored by Lowe's Companies, Inc., 1000 Lowe's Boulevard, Mooresville, NC 28117.The Sweepstakes is administrated by GMR Marketing LLC, 5000 South Towne Drive, New Berlin, WI, 53151.

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